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General Insurance

General Insurance

Explore History of YES Bank

On 14-Jul-2024     By BANKROLL
Yes Bank is a bank in India. It started in 2004 by Rana Kapoor and Ashok Kapur. They wanted to make a bank that used new technology and provided good service to people.

At first, Yes Bank grew quickly. It opened many branches and got lots of customers. People liked its services, and it became one of the biggest banks in India.

But then, in 2018, Yes Bank started having problems. The bank gave loans to some big companies, but those companies didn't pay the loans back. This made Yes Bank lose a lot of money.

As the problems got worse, the government had to step in to help. They asked a person named Rana Kapoor to leave the bank. He was one of the founders. This was a big change for Yes Bank.

The government also brought in new people to run the bank. They wanted to fix the problems and make Yes Bank strong again. They made a plan to get more money for the bank. This plan included asking other banks and investors for help.

In 2020, the government approved a plan to rescue Yes Bank. They put money into the bank and found new investors. This helped Yes Bank stay open and continue serving its customers.

After the rescue, Yes Bank started making changes. They worked to improve how they gave out loans and managed their money. They also focused on providing better service to their customers.

Despite the challenges, Yes Bank kept working hard. They wanted to rebuild trust with their customers and show that they could be a reliable bank.

In 2021, Yes Bank showed signs of improvement. They started making profits again and their financial health got better. This was good news for the bank and its customers.

Yes Bank also continued to innovate. They used technology to make banking easier for people. This included offering services through mobile apps and online banking.

Looking ahead, yes Bank aims to continue growing and serving its customers well. They want to learn from the past and build a stronger future.

Conclusion

Yes Bank has had its ups and downs since it started in 2004. Despite facing challenges, it has worked hard to overcome them and become a better bank. With a focus on innovation and customer service, Yes Bank aims to continue its journey forward.